Our Mission: Eliminate Credit Card Processing Fees

The Free Terminal was founded on a simple principle: businesses in Cleveland TN and throughout Tennessee shouldn't have to pay thousands in credit card processing fees every year. After watching countless local businesses lose 2-4% of their revenue to payment processors, we knew there had to be a better way.


We developed an innovative dual-pricing credit card processing model that allows businesses to accept all major payment types while eliminating merchant fees entirely. Our approach is transparent, compliant, and puts Cleveland and Chattanooga businesses first.


Today, we serve hundreds of businesses across all 50 states, with a special focus on supporting our local Tennessee community. From small retail shops in Cleveland to large restaurants in Chattanooga, we're helping businesses keep more of what they earn through fee-free credit card processing.

Business First

Every Cleveland TN business deserves to keep their hard-earned revenue. We put your profitability ahead of our fees.

Transparency

No hidden fees, no surprises. Our credit card processing pricing is straightforward and honest.



Community Focus

Based in Cleveland TN, we're committed to supporting local Chattanooga and Tennessee businesses.

Excellence

Based in Cleveland TN, we're committed to supporting local Chattanooga and Tennessee businesses.