Dual Pricing Credit Card Processing Cleveland TN

Dual pricing credit card processing for Cleveland and Chattanooga TN businesses. Compliant, transparent payment options that eliminate merchant fees.

Dual pricing credit card processing in Cleveland TN provides businesses with a compliant, transparent method to eliminate merchant fees. Unlike traditional processing where businesses absorb 2-4% fees, dual pricing passes credit card costs to customers who choose that payment method.


The Free Terminal's dual pricing program displays two prices at your Cleveland or Chattanooga business: a cash/debit price and a credit card price. The difference covers actual credit card processing costs. Customers in Tennessee see both prices and choose their preferred payment method.


Dual pricing differs from surcharging. Surcharging adds a fee at checkout, which many card networks restrict. Dual pricing simply offers different prices for different payment methods, which businesses have always been legally allowed to do. It's the same concept as gas stations offering different prices for cash versus credit.


Tennessee businesses love dual pricing because it's transparent and fair. Cash customers get the best price. Credit card customers still have the convenience of cards. And Cleveland TN businesses eliminate thousands in annual processing fees.

Benefits for Cleveland TN Businesses

  • Eliminate credit card processing fees for your Cleveland TN business


  • Compliant with Visa, Mastercard, and Tennessee regulations


  • Transparent pricing that customers understand and accept


  • Reward cash customers with lower prices


  • No contracts or hidden fees from The Free Terminal


  • Increase profitability by retaining processing fee revenue

Frequently Asked Questions

  • What is dual pricing for credit card processing?

    Dual pricing displays two prices: one for cash/debit and one for credit cards. Customers choose their payment method based on the prices shown. The credit card price covers processing costs, so Cleveland TN businesses pay zero fees.

  • How is dual pricing different from surcharging?

    Surcharging adds a fee at checkout, which can violate card network rules in some situations. Dual pricing offers different base prices for different payment methods upfront, completely legal and similar to how gas stations price cash versus credit.

  • Is dual pricing legal in Cleveland and Chattanooga Tennessee?

    Yes. Dual pricing is legal in Tennessee and compliant with all major card networks. Businesses have always been allowed to offer different prices for different payment methods. The Free Terminal ensures your dual pricing program meets all requirements.

  • Will dual pricing hurt my Chattanooga business?

    No. Hundreds of Cleveland and Chattanooga businesses use dual pricing successfully. Customers are familiar with it from gas stations and other retailers. Most appreciate having payment options and understand businesses need to cover credit card costs.